I agree with calling them and asking for a payment plan
I agree with calling them and asking for a payment plan – be very careful about automatic debits – I have had cc companies take advantage of that and debit my account for more than agreed on and once the money is out of your account, it’s hard to get them to put it back.
And NEVER, NEVER, NEVER, NEVER let a cc company debit your checking or savings account!!!!!!!!
That is the first rule (exception is if the cc is your bank). They will take out more than they say, they will keep taking out after your tell them to quit, you will have to close the account to stop them. What are you going to do, tell a Judge they took money you owe them???
There are other ways!